You have a healthcare plan, but do you understand it? Understanding how it works can help you take advantage of everything your plan has to offer. What is a Copay? A copay is the predetermined, fixed-rate you pay for health care services at the time of care. These amounts are listed on your medical plan summaries. For most plans, such services include, but not limited to, Prescription … [Read more...]
Medicare Solutions
PEO Broker can help you with Medicare Advantage, Prescription Drug Plans, Medicare Supplement insurance plans, and a portfolio of insurance products. When it comes to Medicare there is not a 'one size fits all' solution that meets the needs of all Medicare consumers. That is where we come in. Our no-cost service can help you understand how Medicare works, what the cost of drugs may be, which … [Read more...]
How to Protect Your Company’s Digital Assets
It's the 21st century, and everything is digital, that is, online. In your business, you have digital assets that maybe you haven't thought about. These assets, like all your business assets, are valuable and should be protected. What Are Digital Assets? Digital assets are assets that exist online. Some of your digital assets might exist on your own servers or they may be "in the cloud." … [Read more...]
How Revved up are Family Healthcare Costs Today?
Imagine wanting to buy a new Harley-Davidson motorcycle and then finding out that the same amount of money covers your family’s healthcare costs for one year. This is actually more than just a nightmare scenario. An August 2019 analysis of healthcare costs by the Kaiser Family Foundation, a nonpartisan organization, found that overall job-based costs for a family of four is $22,000 annually. This … [Read more...]
How Pharmacy Costs Are Affecting Your Plan
Pharmacy costs have continued to rise over the last 10 years, with spend shifting to high-cost brands and specialty medications. Now 1% of claims are driving 40% of the cost for most plans, causing drug spending to feel like its spiraling out of control. As an employer, did you know that you have some control over pharmaceutical cost drivers? While there are some things that cannot be … [Read more...]
5 Ways To Inspire Employee Loyalty
Creating employee longevity today goes far beyond simply the amount an employee is paid. Employees are looking for tangible benefits such as unlimited PTO, extended maternity/paternity leave, stock options and more. Statistics are showing that when employees see greener pastures, they don’t hesitate to make a move. In fact, in a recent survey of a sample of people who were planning on looking for … [Read more...]
What Employees Want, But Don’t Have
Once an employee lands a job, there are various factors that drive employees to stick around long-term. Of course, salary plays a major role, but over the past several years, workplace benefits are beginning to play an equally important factor. Finding and retaining top talent in today’s marketplace is tougher than ever. Competition is high and employees are looking for businesses that offer … [Read more...]
3 Critical Truths Every Business Needs To Know
The following three tips could potentially save your business lots of time and money. Timing is Everything In the PEO industry, timing can be everything. Much of the core workload for a PEO is administrative, and HR duties such as payroll and managing employee benefits require more attention towards the end of the year. Therefore, if you’re looking to make a PEO change by January, … [Read more...]
Group Health Insurance Costs Skyrocket in 2019
According to MoneyControl.com, corporate accounts can expect increases on group health insurance premiums from 15%-18% in 2019. Many have already seen this increase and even more will see a rise beginning April 1st. Insurance companies are reporting, “We had no other option but to raise premiums for products due to rise in costs of medicines, medical equipment, and hospitalization.” Many … [Read more...]
The Agency’s PEO
We are in the process of adding a few qualified P&C agents and brokers to our outsourcing program. This program is designed to partner with you and provide you with our portfolio of products and services, such as our No Down Payment, No Audit, Pay-as-you-go Workers’ Compensation Program, as well as a host of other programs. Following are just a few of the challenges that we can help you … [Read more...]
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